As an Account Officer (Relationship Manager), you are expected to:   

• Look for new accounts/relationships that can be established for the Bank
• Conduct client calls (office/plant visit) to know client's financial needs, obtain data on the company's operation, its financials and management
• Evaluate borrowings and analyze financials of clients
• Prepare Credit Offering Memo (COM)
• Present the Credit Offering Memo to Loans Committee
• Execute transactions and negotiate the best terms for the Bank (such as interest rates, exchange rates, etc.)

Job Requirements:

• Candidate must possess a Bachelor's/College Degree in Business Studies/Administration/Management,     Commerce, Economics, Finance/Accountancy/Banking or equivalent
• With at least two (2) years Account Officer experience in Corporate or Commercial loans for SMEs or middle-market segment from other banks
• Strong credit experience is an advantage
• Has knowledge of banking products and industry, Marketing, Data Analysis, Financial Monitoring and Reporting, Research, Risk Management
• Excellent communication and presentation skills